The Personal Budget
          ...
Making A Difference In Your Personal Spending

 

Quicken vs. Mvelopes

Has Quicken really helped you better yourself financially?

As a former Quicken user, I've found that it hasn't really helped financially as I had hoped. 

In spite of all that Quicken does, it doesn't not solve the basic problem that keeps most people from achieving their financial goals, managing their spending. The key is budgeting, but not the traditional approach.

Quicken* uses the traditional after-the-fact approach, basically a month-end reconciliation of budget to actual spending, which simply does not work.

Imagine trying to manage your grocery or clothing spending but not knowing how much you have spent in each until the end of the month. It just doesn’t work. You need accurate, up-to-date information for each spending category right when you make a spending decision. You cannot wait until the end of the month, or you'll find you have overspent yet again.

Here's A Better Idea!

A budgeting system called Mvelopes Personal.  It's appears to be revolutionizing how people budget and manage their money. Mvelopes Personal is fashioned after the same envelope concept used in the 1950's, and they've advanced it for use with the Internet. You can now manage your finances in just a few
minutes a week allowing you to get out of debt and save for the future. Mvelopes will give you
the piece of mind to spend with confidence, knowing the money is set aside for each expense.

Mvelopes Personal has many features that are simply not available in any other personal finance system. Features like anytime, anywhere access, automatic transaction retrieval from over 5,000 supported institutions, and many other unique features that really make Mvelopes stand out.

  Key Features   Mvelopes Quicken
Uses the envelope system - spending accounts that function like a checkbook for each spending category    
Automatically allocates monthly income to each spending account, with auto-rollover of balances    
Tracks spending against income by updating spending account balances as purchases are made     
Supports over 5,000 financial institutions    
Tracks credit card purchases and automatically sets aside money to pay them off in full each month    
Available completely online. Accessible from home, work or anywhere you have Internet access.    

Mvelopes costs HALF of what Quicken charges (Mvelopes compared on a monthly basis to what you would pay for Quicken).

See Detailed Cost Comparison

As Little as $9.95 / Month  $24.95

The Mvelopes Personal Budgeting System Really works.  Visit the Mvelopes personal website and check it out for yourself.


 

 

 
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Welcome
Creating A Budget
Money Saving Tips
Getting Out Of Debt|Household budgeting
Spending Pitfalls
Credit Card Pitfalls
Debt Consolidation
Personal BudgetingTips
Your Net Worth
Saving For Retirement
Financial Quiz
Budget Calculator
Household Budgeting|Personal Budgeting|Budgeting Money
Let's Compare!
Compare to MS Money
Compare to Quicken
Mvelopes Personal
Mvelopes Review
Budget Worksheets
Worksheet 1
Worksheet 2
Worksheet 3
Budgeting Services
Personal Budgeting Software
Budgeting Tips
Improve Your Credit Score
Insurance Quotes
Money Saving Coupons
Personal Budgeting ideas & Money Saving Tips
Money For Life - 12 Days to Financial Freedom
Tips For Saving Money on Your Heating and Cooling Bills

 

DOES BUDGETING WORK?
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You probably know how much money you made last month, but do you know how much money you spent? Or do you know how much money you have left to spend this month? If you don't you're not alone, most people have no idea. The fact is most of us spend 10% more per month than we make. That comes out to $431 per month based on the average American income. No wonder the average credit card debt is now at $8,500!
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A New Way To Manage Your Money
Traditionally, many people managed their money by dividing their cash into several paper envelopes. An envelope for food, entertainment, utilities etc. They then spent their money from these envelopes. They always knew how much money they had left, and how long it had to last. A new breakthrough in budgeting and spending management modernizes this same envelope concept using advanced computer technology.
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