The Personal Budget
          ...
Making A Difference In Your Personal Spending

 

Mvelopes Personal Finance Software is Money Magic

by Kristen N. Carpenter

Does your money seem to pull a disappearing act each month? Does your credit card statement continually leave you wondering when and how you could have spent that much? What about that cash you took out from the ATM the other day – could you possibly have spent it already?

Let's face it. Managing your personal finances can be a difficult task – especially when on a tight budget. Every time you turn around, there's another bill to pay, and before you know it, your entire paycheck has been spent – and then some! Soon, you find yourself drowning in the financial demands of everyday life, and the vicious cycle of living paycheck to paycheck – or worse yet, living on credit – has begun. You ask yourself, "How did this happen to me?"

If you are finding it increasingly difficult to juggle the many different financial aspects of your life, you are not alone. The fact is, in today's modern society, the average consumer is forced to allocate the money from one stream of income to more than 30 different sources! From mortgage payments and health insurance to childcare services and credit cards, it's no wonder money appears to continually vanish before our eyes. But what if there was a way of reducing the invisibility of your spending? A way of budgeting yourself in a simple, pain-free manner and achieving that so-called state of "financial freedom" once and for all? Thankfully, where there is a will, there is a way.

I found a great personal finance software program called Mvelopes Personal.
Mvelopes Personal is the new affordable and easy-to use online budgeting system sweeping the world of personal finance, is the answer to all your budgeting woes. Mvelopes' unique budgeting concept offers a straightforward method to reining in your finances, enabling you to spend less and spend more efficiently while still enjoying what matters most to you in life.

Gone are the days of discovering how much you have spent after it's too late to do anything about it. Instead, Mvelopes enables you to take control of your finances now by tracking the current balances within each of your designated financial software envelopes as you are doing the spending. In this manner, at the click of a button you will know exactly how many of your allocated dollars have been spent from each of your envelopes, thus leaving yourself better equipped to avoid going over your limit.

This real-time money tracking is made possible through a transaction download service, which is just one component of the Mvelopes Personal Budgeting system. Add to that the optional bill pay service, the financial portfolio management service and the outstanding free budget coaching all included in the package as well, and the result is your number one source for assistance in managing your personal budget.

Isn't it about time YOU took control of your finances and embarked upon the path towards financial freedom?

To learn more about how Mvelopes can help you to start making better spending decisions, or to sign on right away for your one month free trial offer, visit the Mvelopes homepage.

» Compare to Quicken and MS Money

 
   Free e-Book!

    Money for life: 
 Budgeting success 
 and financial fitness 
  in just 12 weeks

Welcome
Creating A Budget
Money Saving Tips
Getting Out Of Debt|Household budgeting
Spending Pitfalls
Credit Card Pitfalls
Debt Consolidation
Personal BudgetingTips
Your Net Worth
Saving For Retirement
Financial Quiz
Budget Calculator
Household Budgeting|Personal Budgeting|Budgeting Money
Let's Compare!
Compare to MS Money
Compare to Quicken
Mvelopes Personal
Mvelopes Review
Budget Worksheets
Worksheet 1
Worksheet 2
Worksheet 3
Budgeting Services
Personal Budgeting Software
Budgeting Tips
Improve Your Credit Score
Insurance Quotes
Money Saving Coupons
Personal Budgeting ideas & Money Saving Tips
Money For Life - 12 Days to Financial Freedom
Tips For Saving Money on Your Heating and Cooling Bills

 

DOES BUDGETING WORK?
Most People Spend 10% More Than They Make!
You probably know how much money you made last month, but do you know how much money you spent? Or do you know how much money you have left to spend this month? If you don't you're not alone, most people have no idea. The fact is most of us spend 10% more per month than we make. That comes out to $431 per month based on the average American income. No wonder the average credit card debt is now at $8,500!
READ MORE »
A New Way To Manage Your Money
Traditionally, many people managed their money by dividing their cash into several paper envelopes. An envelope for food, entertainment, utilities etc. They then spent their money from these envelopes. They always knew how much money they had left, and how long it had to last. A new breakthrough in budgeting and spending management modernizes this same envelope concept using advanced computer technology.
READ MORE »