Microsoft Money vs. Mvelopes

If you have used Microsoft Money, ask yourself, are you any better off financially?

Along with several other budget software applications I didn't find Microsoft money© worked for me.

Microsoft money does several things but it didn't help me manage my spending.  I soon learned that the key is budgeting, and until I got that concept nothing really worked for me. Microsoft Money* uses the traditional after-the-fact approach, basically a month-end reconciliation of budget to actual spending, which simply does not work. Imagine trying to manage your grocery or clothing spending but not knowing how much you have spent in each until the end of the month.  Nope, didn't work for me. 

You need accurate, up-to-date information for each spending category right when you make a spending decision. You cannot wait until the end of the month, or you'll find you have overspent yet again.

Now There's Something New!

Mvelopes Personal. Mvelopes modernizes the same envelope concept used in the 1950's and worked it into a product for use on the internet. You can now manage your finances in just a few minutes a week allowing you to get out of debt and save for the future.

Mvelopes will give you the piece of mind to spend with confidence, knowing the money is set aside for each expense.

Key Features	Mvelopes	MS Money
Uses the envelope system - spending accounts that function like a checkbook for each spending category
Automatically allocates monthly income to each spending account, with auto-rollover of balances
Tracks spending against income by updating spending account balances as purchases are made
Supports over 5,000 financial institutions
Tracks credit card purchases and automatically sets aside money to pay them off in full each month
Available completely online. Accessible from home, work or anywhere you have Internet access.
Mvelopes costs HALF of what Microsoft Money charges (Mvelopes compared on a monthly basis to what you would pay for Microsoft Money) See Detailed Cost Comparison	As little as $7.90	$24.95

The Mvelopes Personal Budgeting System Really works.  Visit the Mvelopes personal website and check it out for yourself.