The Personal Budget
          ...
Making A Difference In Your Personal Spending

 

Financial Fitness Quiz

 

 

 

 

 

 
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    Money for life: 
 Budgeting success 
 and financial fitness 
  in just 12 weeks

Welcome
Creating A Budget
Money Saving Tips
Getting Out Of Debt|Household budgeting
Spending Pitfalls
Credit Card Pitfalls
Debt Consolidation
Personal BudgetingTips
Your Net Worth
Saving For Retirement
Financial Quiz
Budget Calculator
Household Budgeting|Personal Budgeting|Budgeting Money
Let's Compare!
Compare to MS Money
Compare to Quicken
Mvelopes Personal
Mvelopes Review
Budget Worksheets
Worksheet 1
Worksheet 2
Worksheet 3
Budgeting Services
Personal Budgeting Software
Budgeting Tips
Improve Your Credit Score
Insurance Quotes
Money Saving Coupons
Personal Budgeting ideas & Money Saving Tips
Money For Life - 12 Days to Financial Freedom
Tips For Saving Money on Your Heating and Cooling Bills

 

DOES BUDGETING WORK?
Most People Spend 10% More Than They Make!
You probably know how much money you made last month, but do you know how much money you spent? Or do you know how much money you have left to spend this month? If you don't you're not alone, most people have no idea. The fact is most of us spend 10% more per month than we make. That comes out to $431 per month based on the average American income. No wonder the average credit card debt is now at $8,500!
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A New Way To Manage Your Money
Traditionally, many people managed their money by dividing their cash into several paper envelopes. An envelope for food, entertainment, utilities etc. They then spent their money from these envelopes. They always knew how much money they had left, and how long it had to last. A new breakthrough in budgeting and spending management modernizes this same envelope concept using advanced computer technology.
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